Terms & Conditions — SBC Tax Properties

1. Acceptance of Terms

By accessing or using the SBC Tax Properties website (the "Site"), purchasing any products, downloading any materials, or subscribing to any services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not access or use the Site or purchase any products.

These Terms constitute a legally binding agreement between you and SBC Tax Properties. Your continued use of the Site following the posting of any changes to these Terms constitutes acceptance of those changes.

2. Educational Use Only

All content provided by SBC Tax Properties is for educational and informational purposes only. Our materials, including but not limited to reports, guides, playbooks, analysis, data, commentary, and any other content (collectively, "Materials"), are designed to provide general information about tax-defaulted property sales in San Bernardino County, California.

The Materials are not intended to be and do not constitute:

Legal advice or legal services
Tax advice or tax planning services
Financial advice or investment advisory services
Real estate brokerage services or advice
Professional advice of any kind
A recommendation to buy, sell, or hold any property
An offer or solicitation to purchase any property

You should not rely on the Materials as a substitute for professional advice from qualified attorneys, accountants, tax advisors, licensed real estate professionals, or other qualified professionals who can evaluate your specific circumstances.

3. No Guarantees of Results

SBC Tax Properties makes no guarantees, representations, or warranties regarding the outcomes you may achieve from using our Materials. Tax-defaulted property sales involve significant risks, complexities, and uncertainties. Results vary dramatically based on individual circumstances, market conditions, property characteristics, and many other factors.

Specifically, we do not guarantee or promise:

Any level of profit, return, or financial gain
Success in purchasing properties at tax sales
That any property will appreciate in value
That any property will be free of title defects, liens, or encumbrances
That any property will be suitable for any particular use
That any property will have legal access
That information about specific properties is accurate or current
Any particular outcome from following our educational content

Past performance, historical examples, case studies, and any data or analysis provided in our Materials do not guarantee or predict future results. Every tax sale property is unique, and past experiences of other buyers (including any examples we may reference) are not indicative of results you may achieve.

4. Assumption of Risk

By using this Site or our Materials, you acknowledge and accept that:

Investing in tax-defaulted properties involves substantial risk, including the risk of losing your entire investment
Properties sold at tax sales may have significant problems including but not limited to title defects, access issues, environmental contamination, zoning violations, building code violations, structural problems, liens, and encumbrances
Tax sale procedures, laws, and regulations are complex and subject to change
Due diligence on tax sale properties is time-consuming, expensive, and may not reveal all material issues
Quiet title actions and other legal procedures may be required and are not guaranteed to succeed
Title insurance may not be available for tax sale properties
You may not be able to resell a property or may have to sell at a loss
County procedures and requirements may change without notice

You assume full responsibility for any decisions you make and any actions you take based on information from our Site or Materials.

5. Accuracy and Completeness

While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the accuracy, completeness, timeliness, or reliability of any information on the Site or in our Materials.

Information about tax sale procedures, county requirements, deadlines, property characteristics, and other topics may be incomplete, outdated, or contain errors. County procedures and requirements change frequently, and we may not update our Materials immediately when changes occur.

You are solely responsible for independently verifying all information before taking any action. Official county sources, government agencies, and qualified professionals should always be consulted for current, authoritative information.

6. No Reliance

You agree not to rely solely on any information provided in our Materials when making decisions about purchasing properties, investing money, or taking any other action. Any reliance you place on our Materials is strictly at your own risk.

We strongly recommend that before purchasing any tax-defaulted property or taking any action based on our Materials, you:

Consult with a qualified real estate attorney
Consult with a tax professional
Conduct thorough independent due diligence
Physically inspect any property
Obtain a professional title search
Verify all information with official county sources
Understand all applicable laws and regulations
Assess your own financial situation and risk tolerance

7. No Professional Relationship

Your use of the Site or purchase of Materials does not create any professional relationship between you and SBC Tax Properties. We are not your attorney, accountant, financial advisor, real estate agent, or professional advisor of any kind. No fiduciary or confidential relationship is created.

8. Third-Party Links and Resources

The Site and Materials may contain links to third-party websites, resources, or services. These links are provided for convenience only. We do not control, endorse, or assume responsibility for the content, accuracy, privacy practices, or availability of any third-party sites or resources.

Links to government websites or official sources do not imply any affiliation with, endorsement by, or relationship with any government agency.

9. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, data compilations, and software, is the property of SBC Tax Properties or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

When you purchase Materials, you receive a limited, non-exclusive, non-transferable license to use those Materials for your personal or internal business research purposes only. You may not:

Resell, redistribute, or republish the Materials
Share Materials with others outside your immediate household or business
Post Materials online or make them publicly available
Create derivative works based on the Materials
Remove any copyright or proprietary notices
Use the Materials for any commercial purpose without written permission

10. Prohibited Uses

You agree not to use the Site or Materials:

In any way that violates any applicable law or regulation
To transmit any advertising or promotional material without our consent
To impersonate any person or entity
To engage in any conduct that could damage, disable, or impair the Site
To attempt to gain unauthorized access to any systems or networks
To harvest or collect information about other users
For any purpose that is fraudulent, deceptive, or harmful

11. Disclaimer of Warranties

THE SITE AND MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

To the fullest extent permitted by applicable law, SBC Tax Properties disclaims all warranties, express or implied, including but not limited to:

Implied warranties of merchantability
Implied warranties of fitness for a particular purpose
Implied warranties of non-infringement
Warranties regarding the accuracy or completeness of content
Warranties that the Site will be uninterrupted, secure, or error-free
Warranties regarding the results that may be obtained from use of the Site or Materials

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SBC TAX PROPERTIES, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

Loss of profits, revenue, or income
Loss of business or business opportunities
Loss of data or information
Property damage
Personal injury
Investment losses
Losses arising from reliance on information provided
Any other damages arising from or related to your use of the Site or Materials

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU PAID TO US FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

13. Indemnification

You agree to indemnify, defend, and hold harmless SBC Tax Properties, its owners, officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

Your use of the Site or Materials
Your violation of these Terms
Your violation of any rights of any third party
Any decision you make or action you take based on information from the Site or Materials
Any property you purchase or attempt to purchase
Any content you submit or transmit through the Site

14. Refunds and Digital Products

Due to the digital nature of our products, all sales are final once the product has been downloaded or accessed. We do not offer refunds for digital products that have been delivered.

If you experience technical difficulties accessing your purchase, please contact us and we will work to resolve the issue.

15. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes acceptance of the modified Terms.

We encourage you to review these Terms periodically. The "Last updated" date at the top of this page indicates when these Terms were last revised.

16. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the state and federal courts located in California for any disputes arising out of or relating to these Terms or your use of the Site.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SBC Tax Properties regarding your use of the Site and supersede all prior agreements and understandings.

19. No Government Affiliation

SBC Tax Properties is an independent educational publisher. We have no affiliation with San Bernardino County, the State of California, the California State Controller's Office, or any other government entity. Our Materials are not endorsed, approved, or sponsored by any government agency.

20. Contact Information

If you have any questions about these Terms, please contact us at:

Email: research@sanbernardinotax.com

SBC Tax Properties
San Bernardino County, California